Best Pet Insurance Australia [Reviews] | Top 5 Most Affordable Pet Insurance, Cost & Covers


Pet owners in Australia spend an average of $4,312 a year on their dogs and $3,335 on their cats, with most of the cost going towards food and veterinary care. However, pet insurance can help reduce the financial burden if a pet becomes ill or injured, as well as offering other benefits such as dental coverage. Here are the top 5 pet insurance providers in Australia:

1. Pet Insurance Australia: Offers a major medical plan covering up to $15,104 annually for accidents, injuries, and routine treatment. Claims can cover up to 80% of eligible vet fees, and additional benefits include emergency pet boarding fees and premium discounts for insuring multiple pets.

2. Knose Pet Insurance: Named the 2021 winner, Knose’s flexible policy covers up to $25,000 per year for eligible accidents and injuries, with the option of covering 70%, 80%, or 90% of eligible claims. Optional extras include dental, behavioral, and alternative therapy coverage.

3. RAC Pet Insurance: Offers exceptional value accident and illness coverage, as well as preventative health care treatments such as desexing, vaccines, and microchipping. RAC has a century of experience in insurance and covers cats and dogs.

4. Woolworths Pet Insurance: Pays up to 80% of qualified pet expenses for accidents and illnesses, with a vet assist service allowing owners to consult with qualified veterinarians online or via video call.

5. Bow Wow Meow Pet Insurance: Offers a range of plans covering accidents, illnesses, and routine care, as well as an option for dental coverage. Waiting periods range from 24 hours to six months, and there is a 21-day cooling-off period after purchase.

Overall, pet insurance can provide peace of mind and financial protection for pet owners in Australia.

Sophia Smith

Sophia Smith

Sophia, a multifaceted individual, combines her love for words with a passion for exploration. With a background in journalism and a keen interest in technology, she crafts compelling narratives. She enjoys travel, nature photography, and baking. Sophia is a curious soul, always seeking knowledge and new experiences.