Best Tips To Buy Car Insurance In Ireland
Having a car insurance policy is mandatory in Ireland. At the very least, you must have third-party car insurance. Driving without car insurance is a criminal offense.
But what makes for a ‘good’ car insurance policy? How do you choose a policy that offers the best features and comes at an attractive premium?
In this post, we take a look at some of the important features to look out for when comparing car insurance quotes in Ireland.
Know Your Excess
Most car insurance covers have a policy ‘excess’, so be sure to check how much the excess is for different parts of the car. The excess refers to the initial part of a claim that you must pay out of your own pocket. You won’t be able to claim amounts lower than the excess listed on your policy. The higher the excess, the lower would be the insurance premium.
Understand What is Covered�
When choosing a car insurance in Ireland, be sure to assess what it covers and what it doesn’t cover. A policy with the lowest cover may not always offer the best value for money. So be sure to compare different car insurance quotes and features to arrive at the best value cover to suit your specific needs.
Choose the Right Car Insurance Cover�
There are primarily three types of car insurance policies – third-party, third-party with fire and theft cover and fully comprehensive.
As the name suggests, third-party insurance only provides compensation for claims third-parties make for damage/injury you cause to them. This is the minimum required insurance to drive a car in Ireland.
A third-party, fire and theft policy, in addition to covering for third-party claims, will offer compensations for damage/loss to your car as a result of theft/fire. But it does NOT cover accidental damage to your car.
Author Signature :